The term "we" refers to Moni Read team

Please read this Disclaimer carefully before you start to use this site. By using the Website or clicking to accept or agree to the Terms of Use when this option is available, you agree to be bound and abide by the Disclaimer, privacy policy & terms.

If you do not want to agree to the Privacy Policy, disclaimer & terms, you must not access or use this site.

Disclaimer

If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement will remain in effect. We have the right to modify these terms and conditions at any time.

• Products/ services: By purchasing any of our products or services, the user agrees to and knowingly assumes all risk associated with using these products or services. The entire risk arising from using or performing products, services & information lies with the user.

• Earnings Disclaimer: We have tried to represent our products & services accurately. Describing the potential of our products & services is subject to our interpretation. We make no warranty or guarantee that you'll experience any specific level of earnings by using our products & services.

• Affiliate Disclaimer: Certain products/services and links to products/services are affiliate links, and we may earn a commission for any purchases you make. We are also affiliated with Amazon and other e-commerce websites. This will not incur additional costs for you. Occasionally, we provide our honest opinion on products and services. We mention these products and services because we believe in them and want to help you improve your life. We make our best effort to provide you the authentic information. All actions ensure that affiliate links are disclosed following the FTC.

Privacy Policy

One of our main priorities is the privacy of our visitors. This Privacy Policy document contains the types of information collected and recorded by this site and how we use it.

• Log Files: This site follows a standard procedure for using log files. All hosting companies do this and are a part of hosting services' analytics. 

• Cookies And Web Beacons: This site also uses 'cookies.' The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and other information.

• Google DoubleClick DART Cookie: Google is a third-party vendor on our site. However, visitors may decline DART cookies by visiting the Google ad and content network Privacy Policy.

• Children's Information: Another priority is protecting children while using the internet. We do our best to make the content suitable for every age group!

• Online Privacy Policy Only: This Privacy Policy (created with the GDPR Privacy Policy Generator) applies only to our online activities and is valid for visitors to our website

• Note: This site has no access to or controls over these cookies used by third-party advertisers.

• Copyright Infringement: We don't entertain people who copy-paste our content without our permission. Therefore, we own the right to challenge you by law to take down the copied content from your website.

Terms of Services

PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE USING THIS WEBSITE.

Please review the Applicable Laws and Disputes section of these Terms for complete details.

• Modification of these terms: From time to time, we may change these Terms. You are responsible for regularly reviewing these Terms. 

• Eligibility: Do not use the Site if you are under 13.

PERSONAL USE OF THE SITE

• The Site is for your personal, non-commercial use only. You shall not sell or commercially exploit in any manner the Site, access to the Site, or any of the content that is featured or displayed on the Site. You shall not modify, distribute, transmit, display, perform, reproduce, publish, create derivative works from, or transfer any content without our express permission. You acknowledge that any unauthorized use of any Content could cause irreparable harm to us and agree that in the event of any such unauthorized use, we will be entitled to an injunction in addition to any other remedies available at law or in equity.

• We may suspend or terminate your account or your use of the Site at any time, for any reason or no reason, including if you violate these Terms, we are unable to verify or authenticate any information you provide to us, or we believe that your actions may cause losses to, or legal liability for, you, other users of the Site or us.

• You shall not use any robot, spider, scraper, or other automated means to access the Site or any website provided as part of the Site for any purpose without our express written permission. You shall not take any action that imposes, or may impose, in our sole discretion, an unreasonable or disproportionately large load on our infrastructure, interfere or attempt to interfere with the proper working of any of the Site, or bypass any measures we may use to prevent or restrict access to the Site.

USER SUBMISSIONS

• Any comment, material, information, or other communication you post, upload, or submit to the Site or display at your direction will be considered non-confidential and non-proprietary. We will be under no obligation to maintain the confidentiality of any Communication.

• You are responsible for your Communications. By posting, uploading, or otherwise submitting any Communication, you grant to us a non-exclusive, perpetual, irrevocable, royalty-free, fully paid-up worldwide, fully sublicensable right to use, reproduce, modify, adapt, publish, sell, translate, create derivative works from, archive, aggregate, distribute, transmit, perform and display such Communication and your name, likeness, voice, statements, and endorsements as incorporated therein, in whole or in part, in any manner and any media, format or technology, whether now or later known or developed, including all promotion, advertising, marketing, merchandising, publicity and any other ancillary uses thereof, and including the absolute right to sublicense such requests, in perpetuity throughout the universe, without any further notice or payment to or permission from you. 

• We may, but are not obligated to, monitor or review Communications. We are not in any manner responsible for the content of Communications. By providing you with the ability to view and distribute user-generated and user-submitted content on the Site, we are not undertaking any obligation or liability relating to any such content, including without limitation any liability arising under the laws relating to copyrights, trademarks, defamation, privacy or obscenity or any other applicable law. However, we reserve the right to block or remove any Communication, including without limitation any Communication that, in our sole discretion, we determine violates the Code of Conduct.

LIABILITY DISCLAIMER FOR EDITORIAL CONTENT

• We are not responsible for 3rd party sites content. External sites content, their products & services.

• Although we use reasonable efforts to ensure that the Content on this site: we prepare is accurate and informative, we cannot guarantee the accuracy or completeness of the Content.

• Under no circumstances will we be liable in any way for any Content, including, but not limited to, any errors or omissions in such Content, any loss or damage of any kind incurred as a result of your reliance on such Content, or the use of any product or service reviewed or discussed in such Content.

• The Site may occasionally include Content concerning medical/legal/financial/ health-related products or services. However, we do not provide medical/legal/financial advice. The reader should consult their medical/legal/financial professional before adopting any suggestion, drawing any inference from, or taking any other action in reliance on any Content that addresses such issues. 

• The Content Provided on this site/blog is for educational purposes only. We are not responsible for any adverse consequences arising out of your use of our advice and opinions.

DISCLAIMER

We make no warranties or representations about the accuracy or completeness of any Content or Communication.

• ALL OF THE CONTENT, COMMUNICATIONS, INFORMATION, AND FUNCTIONALITY CONTAINED IN OR PROVIDED VIA THE SITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM THE COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE CONTENT OR COMMUNICATIONS ON THE SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY, OR OTHERWISE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IF THEY ARE NOT PERMITTED UNDER THE JURISDICTION'S LAWS IN WHICH YOU RESIDE.

LIMITATION OF LIABILITY

In no event will be liable for any direct, indirect, special, punitive, incidental, exemplary, or consequential damages or damages. 

INDEMNIFICATION

You agree to indemnify, defend, and hold us harmless from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms and your use of the Site.

APPLICABLE LAW AND DISPUTES

• These Terms will be governed by and interpreted in all respects following the substantive laws of India, without regard to its choice of law provisions. You hereby irrevocably consent to such venue and the exclusive jurisdiction of any such court over any such dispute. Any disputes directly or indirectly arising out of or relating to the Terms or the Site will be resolved individually, without resorting to any form of class action. Any claims, judgments, and awards will be limited to actual out-of-pocket costs incurred, and in no event shall you be entitled to recovery of attorneys’ fees. Under no circumstances will any claimant be permitted to obtain any award for, and you hereby waive all rights to claim, punitive, special, incidental, or consequential damages and any rights to have damages multiplied or otherwise increased and any other damages, other than for actual out-of-pocket expenses.

• Any cause of action or claim you may have directly or indirectly arising out of or relating to the Terms, or the Site must be commenced within one (1) year after the claim or cause of action arises.

• Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms. We may assign our rights and duties hereunder to any party.

• We make no representation that the Site's contents are appropriate or available for use in locations outside of India. Access to the Site from territories where its content is illegal is prohibited. Those who choose to access the Site from locations outside of India do so on their initiative and risk and are responsible for compliance with applicable local laws. You may not use or export content violating Indian export laws and regulations.

INTELLECTUAL PROPERTY

The Site is our property. The Site may include content owned by others that are licensed to us. ALL RIGHTS RESERVED.

NOTICES AND PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.

We respect the intellectual property of others, and we ask our users and visitors to do the same. We will process and investigate Notices and take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws. Upon receipt of a Notice complying with the DMCA, we will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will work to remove or disable access to any reference or link to material or activity that is found to be infringing.

If you believe your work has been copied in a way that constitutes copyright infringement, please provide us with the following information. Please be advised that to be effective, the Notice must include ALL of the next:

• A physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive copyright that is allegedly infringed;

• A description of the copyrighted work that you claim has been infringed;

• A description of where the material that you claim is infringing is located on the Site;

• your address, telephone number, email address, and all other information reasonably sufficient to permit us to contact you;

• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

• A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right allegedly infringed.

• Notices of claimed copyright infringement should be directed to the Email

IMPORTANT NOTE: THE PRECEDING INFORMATION IS EXCLUSIVELY FOR NOTIFYING US THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES, SUCH AS PRODUCT OR SERVICE-RELATED QUESTIONS AND REQUESTS, WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.

CODE OF CONDUCT

You shall not, and shall not authorize or facilitate any attempt by another person or entity to:

• Post, transmit, or cause to be exhibited or displayed on or using the Site any Communication that is harmful, threatening, abusive, harassing, vulgar, offensive, obscene, pornographic, lewd, lascivious, or otherwise objectionable, in whole or in part, or that interferes with anyone’s use or enjoyment of the Site, as determined by us in our sole discretion;

• Post, transmit, or cause to be exhibited or displayed on or using the Site any Communication that infringes another person or entity’s copyright, trademark, right of publicity, or other personal or proprietary right or violates any applicable law;

• Impersonate another person or entity; Solicit personally identifiable information from any person; Engage in disruptive activity such as posting Communications that are unrelated to a forum’s designated topic or theme; or Invade the privacy of any person, including posting personally identifying or otherwise private or sensitive information about a person without their consent or harvesting personally identifiable information about users of the Site.

THIRD-PARTY SITES

The Site may contain links to other sites on the Internet, all of which have their privacy and data collection practices. Site links are provided only for your convenience, and you access such sites at your own risk. Links do not imply that we sponsor, endorse, are affiliated with or associated with, or have been legally authorized to use any trademark, trade name, service mark, design, logo, symbol, or other copyrighted material displayed on or accessible through such sites.

Thanks!

Moni Read